The following are the Dip Switch settings based off of MAME 0.180 source code.
 
Use this information at your own risk!  The information was parsed from the MAME source code and could contain errors as to the state, order or descriptions of what the switches do.  If you find an error, please let me know on the Contact Us form and I will work on correcting the issue. 
 
 
 
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Manufactured by Dynax, Released in 1990
ROM Version: Mahjong If...? [BET]
Print
Dip Switch:DSW3
12345678FunctionOption
Off       Unknown 3-0Off*
On       On
 Off      Unknown 3-1Off*
 On      On
  Off     F-RateOff*
  On     On
   Off    Unknown 3-3Off*
   On    On
    Off   Bye-Byte BonusOff*
    On   On
     Off  Unknown 3-5Off*
     On  On
      Off Auto-Mode After ReachedOff*
      On On
       OffBackground ColorBlack*
       OnBlue
Dip Switch:DSW4
12345678FunctionOption
Off       Unknown 4-0Off*
On       On
 Off      Unknown 4-1Off*
 On      On
  Off     Unknown 4-2Off*
  On     On
   Off    Flip-FlopOff*
   On    On
    On   Demo SoundsOff
    Off   On*
     Off  Flip ScreenOff*
     On  On
      Off AnimationOff*
      On On
       OffFull TestsOff*
       OnOn
Dip Switch:PORT3_5
12345678FunctionOption
OnOnOnOn    Pay Out Rate50%
OffOnOnOn    53%
OnOffOnOn    56%
OffOffOnOn    59%
OnOnOffOn    62%
OffOnOffOn    65%
OnOffOffOn    68%
OffOffOffOn    71%*
OnOnOnOff    75%
OffOnOnOff    78%
OnOffOnOff    81%
OffOffOnOff    84%
OnOnOffOff    87%
OffOnOffOff    90%
OnOffOffOff    93%
OffOffOffOff    96%
    OffOff  Maximum Bet1
    OffOn  10
    OnOn  20*
    OnOff  5
      OffOffUnknown1*
      OnOff2
      OffOn3
      OnOn4
Dip Switch:PORT6_7
12345678FunctionOption
OffOn      Winnings100 50 25 10 5 3 2 1
OnOff      200 100 50 10 5 3 2 1
OffOff      32 24 16 12 8 4 2 1*
OnOn      50 30 15 8 5 3 2 1
  On     Credits Per Note10
  Off     5*
   OnOffOff  YAKUMAN Bonus1 T
   OnOffOn  1000
   OffOnOn  1000?
   OnOnOn  1000?
   OffOnOff  300
   OnOnOff  500
   OffOffOn  700
   OffOffOff  Cut*
      On Unknown1
      Off 2*
       On1/4
       Off2/4*
ROM Version: Mahjong If...? [BET](2921)
Print
Dip Switch:DSW3
12345678FunctionOption
Off       Unknown 3-0Off*
On       On
 Off      Unknown 3-1Off*
 On      On
  Off     F-RateOff*
  On     On
   Off    Unknown 3-3Off*
   On    On
    Off   Bye-Byte BonusOff*
    On   On
     Off  Unknown 3-5Off*
     On  On
      Off Auto-Mode After ReachedOff*
      On On
       OffBackground ColorBlack*
       OnBlue
Dip Switch:DSW4
12345678FunctionOption
Off       Unknown 4-0Off*
On       On
 Off      Unknown 4-1Off*
 On      On
  Off     Unknown 4-2Off*
  On     On
   Off    Flip-FlopOff*
   On    On
    On   Demo SoundsOff
    Off   On*
     Off  Flip ScreenOff*
     On  On
      Off AnimationOff*
      On On
       OffFull TestsOff*
       OnOn
Dip Switch:PORT3_5
12345678FunctionOption
OnOnOnOn    Pay Out Rate50%
OffOnOnOn    53%
OnOffOnOn    56%
OffOffOnOn    59%
OnOnOffOn    62%
OffOnOffOn    65%
OnOffOffOn    68%
OffOffOffOn    71%*
OnOnOnOff    75%
OffOnOnOff    78%
OnOffOnOff    81%
OffOffOnOff    84%
OnOnOffOff    87%
OffOnOffOff    90%
OnOffOffOff    93%
OffOffOffOff    96%
    OffOff  Maximum Bet1
    OffOn  10
    OnOn  20*
    OnOff  5
      OffOffUnknown1*
      OnOff2
      OffOn3
      OnOn4
Dip Switch:PORT6_7
12345678FunctionOption
OffOn      Winnings100 50 25 10 5 3 2 1
OnOff      200 100 50 10 5 3 2 1
OffOff      32 24 16 12 8 4 2 1*
OnOn      50 30 15 8 5 3 2 1
  On     Credits Per Note10
  Off     5*
   OnOffOff  YAKUMAN Bonus1 T
   OnOffOn  1000
   OffOnOn  1000?
   OnOnOn  1000?
   OffOnOff  300
   OnOnOff  500
   OffOffOn  700
   OffOffOff  Cut*
      On Unknown1
      Off 2*
       On1/4
       Off2/4*
ROM Version: Mahjong If...? [BET](2931)
Print
Dip Switch:DSW3
12345678FunctionOption
Off       Unknown 3-0Off*
On       On
 Off      Unknown 3-1Off*
 On      On
  Off     F-RateOff*
  On     On
   Off    Unknown 3-3Off*
   On    On
    Off   Bye-Byte BonusOff*
    On   On
     Off  Unknown 3-5Off*
     On  On
      Off Auto-Mode After ReachedOff*
      On On
       OffBackground ColorBlack*
       OnBlue
Dip Switch:DSW4
12345678FunctionOption
Off       Unknown 4-0Off*
On       On
 Off      Unknown 4-1Off*
 On      On
  Off     Unknown 4-2Off*
  On     On
   Off    Flip-FlopOff*
   On    On
    On   Demo SoundsOff
    Off   On*
     Off  Flip ScreenOff*
     On  On
      Off AnimationOff*
      On On
       OffFull TestsOff*
       OnOn
Dip Switch:PORT3_5
12345678FunctionOption
OnOnOnOn    Pay Out Rate50%
OffOnOnOn    53%
OnOffOnOn    56%
OffOffOnOn    59%
OnOnOffOn    62%
OffOnOffOn    65%
OnOffOffOn    68%
OffOffOffOn    71%*
OnOnOnOff    75%
OffOnOnOff    78%
OnOffOnOff    81%
OffOffOnOff    84%
OnOnOffOff    87%
OffOnOffOff    90%
OnOffOffOff    93%
OffOffOffOff    96%
    OffOff  Maximum Bet1
    OffOn  10
    OnOn  20*
    OnOff  5
      OffOffUnknown1*
      OnOff2
      OffOn3
      OnOn4
Dip Switch:PORT6_7
12345678FunctionOption
OffOn      Winnings100 50 25 10 5 3 2 1
OnOff      200 100 50 10 5 3 2 1
OffOff      32 24 16 12 8 4 2 1*
OnOn      50 30 15 8 5 3 2 1
  On     Credits Per Note10
  Off     5*
   OnOffOff  YAKUMAN Bonus1 T
   OnOffOn  1000
   OffOnOn  1000?
   OnOnOn  1000?
   OffOnOff  300
   OnOnOff  500
   OffOffOn  700
   OffOffOff  Cut*
      On Unknown1
      Off 2*
       On1/4
       Off2/4*
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